HOME AUTHORITY LENDING

Loan Options

Finding a great home loan involves careful consideration of your needs, finances and history. We are here to guide you.

Currently accepting applications for properties in Florida.

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FIND YOUR WAY HOME

Purchase

Fixed Rate Mortgage

Interest rate and principal-and-interest payments remain the same for the entire term of the loan.

FHA

An FHA loan provides a government-insured loan with flexible loan options.

VA

VA loans offer flexible options as either fixed-rate or ARM mortgages.

Rehab

Roll the costs of the renovation into your loan.

USDA

Purchase a home with no money down in eligible rural and suburban areas.

Jumbo

Home financing options for loan amounts above conforming loan limits.

First Time Home Buyer

Popular loan programs for first-time home buyers.

Low Down Payment Options

Explore options that may make you a homeowner with a low down payment.

Investment Property

Mortgage loan programs for vacation and investment properties.

Bank Statement Mortgage

Mortgage solutions for self-employed borrowers.

1099 Income Loan

Mortgage solutions for self-employed borrowers.

Investor Cash Flow

Financing options for property investors building their portfolios.

Asset Qualifier

Options for borrowers with high net worth and significant assets.

EXPLORE WHAT’S POSSIBLE

Refinance

Refinance

Mortgage refinancing may lower your monthly payments.

Cash Out Refinance

Access home equity through refinancing, including options to consolidate higher-interest debt. Rates, costs, and eligibility vary.

Program information is for general education. Availability, eligibility, and terms are subject to lender review. Refinancing may increase total interest costs or extend your repayment period. Property taxes and insurance may change even with a fixed-rate mortgage.

HOME AUTHORITY LENDING LLC

Let’s discuss
your next step.

Call Christian Luis at 602-920-8868 or email homeauthoritylending@gmail.com to discuss your next step.

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