Your goals come first
We want you to feel comfortable with your monthly payment and the funds you’ll be bringing to the closing table.

HOME AUTHORITY LENDING
Big plans deserve a clear path. A thoughtful approach to home financing, built around you and the life you want to create.
Currently accepting applications for properties in Florida.

More than an address.
A place to build your future.
A home is personal.
Your financing journey should be, too.
THE HOME AUTHORITY APPROACH

We’re building Home Authority Lending around a simple belief: no one will work harder than us to get your file to the closing table—with the best terms available to you and the speed, clarity, and service you deserve.
Get to know Home AuthorityWe want you to feel comfortable with your monthly payment and the funds you’ll be bringing to the closing table.
Skip the jargon. Plain language you can actually use, and a full understanding of what each step means before you move forward.
A mortgage is a tool that helps you fund your homeownership goals, and it should also fit into your financial goals, not just look good on paper.
LOOKING AHEAD
Every homebuying journey is different.
Here’s a helpful place to begin.

Think about your ideal timeline, what you want in a home, and a monthly budget that leaves room for life.
Organize questions about your income, savings, existing debt, and the costs you want to understand.
Bring your questions to a licensed mortgage professional to discuss financing and the steps ahead.
General preparation information. Loan availability and eligibility are subject to lender review.
IN THEIR OWN WORDS
Experiences working with Christian Luis, shared by past clients and real estate professionals.
Review translations are provided for convenience; original wording is shown in English mode.
I cannot say enough wonderful things about my experience working with Christian Luis. From start to finish, Christian was the epitome of professionalism, knowledge, and genuine care. Buying a home is a very stressful and overwhelming process, but Christian made it feel seamless and manageable. He took the time to explain every step in detail, answered all my questions, and was always available when I needed guidance or reassurance. His patience, transparency, and dedication truly set him apart from anyone I've ever worked with in the past. Christian worked tirelessly to find the best mortgage for my needs, and his expertise gave me total confidence throughout the process. I completely recommend Christian Luis if you look for someone that goes above and beyond. He treats you like family. Thank you for helping me make my homeownership dream come true!! God bless you.
Thank you Christian for your professionalism, all your guidance and advice to help me and my family save money and lower our payment. Your experience is amazing. It only took me less than 2 weeks from start to close. Now I am stress free and very pleased with my new payment. I will gladly refer you to all my friends and family.
The easiest to work with. I can't thank Christian Luis enough for the incredible support and guidance throughout my mortgage journey. From our very first conversation, Christian was patient, professional, and always (literally always) willing to answer my questions — no matter how small. He took the time to explain all my options — he even did short videos to explain those options — and helped me find a mortgage that offered the best rates and terms for my situation. What really stood out to me was how responsive and proactive he was to make sure everything stayed on track to meet the agreed closing date. I highly recommend him to anyone looking for a mortgage broker who genuinely cares and delivers excellent results. And he speaks Spanish, which was a plus for communication with my husband. Thank you again, Christian.
Quiero agradecer profundamente a Christian Luis por hacer un trabajo maravilloso en ayudarnos a obtener nuestro préstamo. Desde el primer momento, demostró ser una persona muy profesional y con un conocimiento impresionante. Cada paso lo explicó con claridad y siempre estuvo pendiente y nos aseguró que todo estaría bien. Le recomiendo a todas las personas que trabajen con Christian por ser tan capaz y por ser una persona que te da seguridad en momentos de duda o estrés. Gracias por tu dedicación y compromiso, todo salió perfecto y no podría recomendar a otra persona para ayudar a obtener un préstamo sin problemas. Gracias por todo, Christian Luis.
Had a fantastic and very easy experience refinancing. The process was quick and I was able to secure a much better interest rate than the competitors. My mortgage officer Christian Luis was responsive and helpful every step of the way. I highly recommend him for your loan needs.
Closed on my home this week and have to share that it was the best experience I ever had purchasing a home. I have closed on other properties before, but Christian is hands down the best at what he does and doesn't just make you feel like a number. He goes above and beyond to help you get the best mortgage rate possible. He keeps the communication lines open, so I would highly recommend Christian Luis if you are looking to get a mortgage. If I had to buy another property, I will be calling Christian again.
I 100% recommend Christian Luis. He played a key role in the financing process for my home purchase. From the very beginning, he was professional, clear, and extremely attentive. He took the time to explain every step with patience and was always available to answer any questions — even outside of regular business hours. Thanks to his efficiency and commitment, the process was fast, smooth, and we closed on time. It's clear that he genuinely cares about his clients and works with honesty and dedication. If you're looking for someone trustworthy to guide you through your home financing journey, Christian is the right person.
I am the owner/operator of a title company in Florida and have been in this industry for 16 years as a real estate paralegal and licensed title agent, and I cannot say enough good things about Christian! We connected through our mutual clients and have closed several deals together over the past few months — all of which have been wonderful experiences on both mine and the client side. If you are looking for great customer service and clear communication — call Christian.
I am writing a formal review regarding the services Christian provided me and my family. We entered this phase as first-time homebuyers and can honestly say we did not have much knowledge of the process. However, Christian's knowledge in his field is exceptional. He constantly went above and beyond to find solutions when difficulties arose. He kept communication open at all times, which we very much appreciated, and put us at ease whenever we had concerns. He repeatedly showed good judgment in handling each detail that goes into buying a home. It's no secret that buying a home can be tedious, but we are very thankful for the team we had that never gave up and exhausted all options so we could achieve our goal. Overall we are so grateful for the support, advice, and guidance that Christian gave us in helping us buy our first home!
As a seasoned realtor, I've worked with countless mortgage companies and loan officers, but Christian Luis truly stands out from the rest. From the very beginning, Christian was proactive, responsive, and deeply involved in every step of the process. I never had to chase him down or wonder where we were in the transaction — he kept me and my client in the loop at all times. What truly set Christian apart was his creativity and resourcefulness. I had previously taken my client to four different mortgage brokers, and not one of them was able to find a solution. Christian did what others couldn't. He thought outside the box, explored every option, and ultimately delivered results no one else could. The entire experience — from start to finish — was nothing short of phenomenal. My client was thrilled, and I was beyond impressed. I can say with full confidence that I highly recommend Christian Luis for anyone looking for a smooth, professional, and results-driven mortgage experience. Today we closed and I look forward to closing so many more homes with Christian.
I want to give a big thanks to Christian Luis. From the first call we had, he told me what I needed to do so I would be able to qualify. It took me a while to achieve my goal, but he was there from the start. As soon as I qualified and got the numbers, he was there whenever he was needed. Any questions I had, he answered. Any questions I had about a property and what the numbers would look like, he would immediately send the numbers. He explained everything very well. As a first-time homeowner, he made me feel very comfortable with the process. When the offer got accepted, he explained the process and what the next steps were, and he was always on top of things. I would highly recommend working with him.
I had a great experience with Christian Luis and Hezrai our Realtor. Both were outstanding and very helpful. I appreciate the patience and dedication to find the home for our family. Thank you for making our dream come true.
Mi experiencia de compra con el señor Christian Luis ha sido una de las mejores ayudas que he podido tener en este proceso: gentil, inteligente, responsable, sincero, con una vocación de servicio y labor intachable. Siempre atento, pendiente, con esa alegría y calor humano que lo caracteriza. Lo recomiendo 100% y un poco más para tu proyecto de adquisición de vivienda. Muchas gracias, Dios te bendiga.
We successfully closed on our first home as a newly married couple! Christian Luis was an exceptional advocate! He consistently made himself available for calls, regardless of the time, which was particularly helpful as we were out of state. His depth of knowledge and attention to detail were impressive. As first-time homebuyers, we were understandably nervous, but he ensured a seamless process. I will wholeheartedly recommend Christian to friends and family seeking top-notch service, professionalism, and client-focused advocacy.
As a first-time homebuyer, I had an amazing experience. I highly recommend Christian Luis as he is super helpful, professional, and will go above and beyond for his clients. He did so much to make sure my home-buying experience went smooth and not stressful! He made himself available for calls and answered all my questions, doubts, and concerns at any time. I would definitely recommend working with Christian Luis.
Working with Christian Luis made purchasing a home less stressful. He was extremely helpful from start to finish. His quick responses and insight were greatly appreciated. We fully recommend Christian to be your go-to!
Christian Luis, our excellent lender, helped us during our home-buying process. Christian was always there answering every question and helping us find the best deal. Any time I messaged or emailed him, he answered really fast and cleared all my doubts. I really recommend him if you are looking for a good lender — he is the man!
Christian Luis is the prime example of what a lender should be. He is very thorough in explaining the process and the many documents needed to get the keys to your dream home in your hands. His knowledge and professionalism were evident — very transparent, efficient, and he was always available — but what truly set him apart was his genuine care and support. As first-time homebuyers, my husband and I were filled with questions and uncertainties, but Christian patiently walked us through every step of the process, ensuring we understood each detail. Christian Luis helped us save over $10,000 compared to the other lender, and he found us the lowest possible interest rate. Plus, he keeps things running smooth so you can relax and trust everything's under control. He's all about getting the job done right and making sure you're happy every step of the way. If you're in need of a mortgage broker who not only delivers exceptional service but also becomes a trusted ally, look no further than Christian. Our experience was truly outstanding, and we can't recommend him highly enough.
Christian was great. My first experience with a loan officer where I had real-time updates 24/7 — whether it was Sunday or 11PM on a weekday, he didn't hesitate to reach out to get ahead of something or make sure I knew what was going on. Very happy with the service on my VA loan (although they do FHA & conventional too). Beyond the call of service that I am used to with traditional lenders!!! Friendly, quick, attentive, and hard working! Not something you see a lot of these days. Excited to enjoy my house in Florida — thank you Christian for everything!
We had an amazing experience, especially with our loan officer Christian Luis. He was there for us every step of the way and was a tremendous help in so many ways. We are so grateful to him for getting us through this process of getting a loan. We highly recommend working with him.
I have worked two deals with Christian Luis. He is awesome! It is not just business for him but also relationship. Besides being knowledgeable, proactive, and making the transaction smooth, he was always available and reliable. He provides great customer service and delivers results. Totally recommend him!!
I'm grateful for Christian's help in this 2-year process. He's a great agent who stuck it out with us until we closed on our new house. With all the bumps in the road he never gave up. Thank you so much — you're very much appreciated.
Christian Luis, the agent who assisted me, was very professional and very attentive to all my questions and concerns throughout the entire process. I was really satisfied with his work and I am sure that if I needed a mortgage loan again I would work with him. I highly recommend him!!
Reliability is the word that could describe the service that Christian Luis Díaz provided to my family and me. He helped us throughout the entire process — efficiency in the result, perfect time management. I fully recommend him. Our family is grateful.
I am eternally grateful. A company is nothing if they do not have knowledgeable, kind, and compassionate people — and Christian checked all those boxes! I am a first-time homebuyer and very, very green when it comes to the technicalities of purchasing a home. Christian and Sean patiently held my hand and walked me through the process with kindness and understanding, and miraculously closed on my home in 31 days. Amazing! Absolutely amazing.
Mi experiencia fue muy agradable, en especial con Christian, quien nos apoyó y nos trató de manera excepcional en todo momento, con mucho profesionalismo y conocimiento, orientándonos en todas y cada una de las etapas del proceso, con trato amable y respetuoso hasta la conclusión final.
Thank you Christian for making our dream come true!! Working so hard to make sure we got the best deal! I would recommend anyone work with Christian Luis!!
Gracias al excelente trabajo de Christian Luis y su equipo, compré la casa que siempre quise con beneficios que no creí posibles — y aún sin documentos en este país lo conseguí. Conseguí mi préstamo sola sin codeudor. No puedo estar más feliz. Recomendado 100%: amabilidad, disposición, interés, capaz, profesionalismo. Mil gracias por todo lo que me brindó.
We had a long 10-month process due to personal issues coming along, but Christian helped us with everything and we finally got our house! He made everything easy and answered any questions I had! Totally recommend!
Christian is very professional. He was always on top of every detail and the communication was good. The process felt so easy with his help.
Christian was amazing in the last transaction I worked with him. He went above and beyond down to the 11th hour. I can't say enough good things about him and his team.
Christian Luis Diaz and his team are professional, reliable, work in a timely manner, and most importantly they make the process as stress-free as possible. If you want to get fast and positive results with peace of mind, I highly recommend Christian Luis Diaz and his team.
I had the opportunity to work with Christian Luis on two different loans. He is very professional and responsive. He answered our questions immediately and provided us with different options. Christian Luis is very professional and bilingual.
Great communication with my lender Christian. The whole process went pretty fast. I really appreciate everything with his help. I really recommend him — he knows what he's doing.
I never thought I would be able to own my own home. Christian Luis and his team not only made that dream a reality, but here I am closing on my first house!!! Thank you Christian!!
Muchas gracias por su ayuda y dedicación, en especial a Christian Luis por su amabilidad y paciencia. Dios siga bendiciendo su trabajo. Mil gracias.
They are miracle workers. They are kind and they know what they are doing and they do it efficiently. Thank you, Christian Luis, for helping me and my mom make this big step together. We could not have done it without you and the others. Thank you!
Muy buen trabajo, precios de cierre y de entrada muy buenos, y todo bien rápido — en apenas 1 mes y medio me compré mi casa. Gracias a mi asesor de hipotecas Christian Luis. Por siempre agradecido y recomendado 100%.
Excelente servicio recibido de parte del señor Christian. Pudimos cerrar nuestra casa en el tiempo esperado. El mejor en lo que hace. Bendiciones, agradecido. Recomendado 100%.
Muchísimas gracias Christian y su equipo por toda su ayuda. Hicieron que el proceso fuera sencillo y rápido para nosotros los compradores. Con seguridad seguiremos trabajando juntos en el futuro.
Christian fue de gran ayuda en nuestro proceso de compra, nos facilitó todo y siempre estuvo disponible para responder nuestras dudas. Definitivamente lo volveremos a llamar para nuestras compras futuras.
I just closed my first deal with Christian Luis. It went so smooth — he was always keeping me updated with the process of the deal. He is amazing and very professional. Christian is my preferred lender!
Worked with Christian as my lender and he did an amazing job. He was extremely fast at closing my deal and worked well.
Gracias a Christian Luis por su apoyo y su eficiencia en el trabajo que hacen. Lo recomiendo 100%. Agradecidos con todos.
Muchas gracias por toda la ayuda que me brindaste en el proceso de mi préstamo, Christian Luis.
I cannot say enough wonderful things about my experience working with Christian Luis. From start to finish, Christian was the epitome of professionalism, knowledge, and genuine care. Buying a home is a very stressful and overwhelming process, but Christian made it feel seamless and manageable. He took the time to explain every step in detail, answered all my questions, and was always available when I needed guidance or reassurance. His patience, transparency, and dedication truly set him apart from anyone I've ever worked with in the past. Christian worked tirelessly to find the best mortgage for my needs, and his expertise gave me total confidence throughout the process. I completely recommend Christian Luis if you look for someone that goes above and beyond. He treats you like family. Thank you for helping me make my homeownership dream come true!! God bless you.
Thank you Christian for your professionalism, all your guidance and advice to help me and my family save money and lower our payment. Your experience is amazing. It only took me less than 2 weeks from start to close. Now I am stress free and very pleased with my new payment. I will gladly refer you to all my friends and family.
The easiest to work with. I can't thank Christian Luis enough for the incredible support and guidance throughout my mortgage journey. From our very first conversation, Christian was patient, professional, and always (literally always) willing to answer my questions — no matter how small. He took the time to explain all my options — he even did short videos to explain those options — and helped me find a mortgage that offered the best rates and terms for my situation. What really stood out to me was how responsive and proactive he was to make sure everything stayed on track to meet the agreed closing date. I highly recommend him to anyone looking for a mortgage broker who genuinely cares and delivers excellent results. And he speaks Spanish, which was a plus for communication with my husband. Thank you again, Christian.
Quiero agradecer profundamente a Christian Luis por hacer un trabajo maravilloso en ayudarnos a obtener nuestro préstamo. Desde el primer momento, demostró ser una persona muy profesional y con un conocimiento impresionante. Cada paso lo explicó con claridad y siempre estuvo pendiente y nos aseguró que todo estaría bien. Le recomiendo a todas las personas que trabajen con Christian por ser tan capaz y por ser una persona que te da seguridad en momentos de duda o estrés. Gracias por tu dedicación y compromiso, todo salió perfecto y no podría recomendar a otra persona para ayudar a obtener un préstamo sin problemas. Gracias por todo, Christian Luis.
Closed on my home this week and have to share that it was the best experience I ever had purchasing a home. I have closed on other properties before, but Christian is hands down the best at what he does and doesn't just make you feel like a number. He goes above and beyond to help you get the best mortgage rate possible. He keeps the communication lines open, so I would highly recommend Christian Luis if you are looking to get a mortgage. If I had to buy another property, I will be calling Christian again.
I 100% recommend Christian Luis. He played a key role in the financing process for my home purchase. From the very beginning, he was professional, clear, and extremely attentive. He took the time to explain every step with patience and was always available to answer any questions — even outside of regular business hours. Thanks to his efficiency and commitment, the process was fast, smooth, and we closed on time. It's clear that he genuinely cares about his clients and works with honesty and dedication. If you're looking for someone trustworthy to guide you through your home financing journey, Christian is the right person.
I am the owner/operator of a title company in Florida and have been in this industry for 16 years as a real estate paralegal and licensed title agent, and I cannot say enough good things about Christian! We connected through our mutual clients and have closed several deals together over the past few months — all of which have been wonderful experiences on both mine and the client side. If you are looking for great customer service and clear communication — call Christian.
I am writing a formal review regarding the services Christian provided me and my family. We entered this phase as first-time homebuyers and can honestly say we did not have much knowledge of the process. However, Christian's knowledge in his field is exceptional. He constantly went above and beyond to find solutions when difficulties arose. He kept communication open at all times, which we very much appreciated, and put us at ease whenever we had concerns. He repeatedly showed good judgment in handling each detail that goes into buying a home. It's no secret that buying a home can be tedious, but we are very thankful for the team we had that never gave up and exhausted all options so we could achieve our goal. Overall we are so grateful for the support, advice, and guidance that Christian gave us in helping us buy our first home!
As a seasoned realtor, I've worked with countless mortgage companies and loan officers, but Christian Luis truly stands out from the rest. From the very beginning, Christian was proactive, responsive, and deeply involved in every step of the process. I never had to chase him down or wonder where we were in the transaction — he kept me and my client in the loop at all times. What truly set Christian apart was his creativity and resourcefulness. I had previously taken my client to four different mortgage brokers, and not one of them was able to find a solution. Christian did what others couldn't. He thought outside the box, explored every option, and ultimately delivered results no one else could. The entire experience — from start to finish — was nothing short of phenomenal. My client was thrilled, and I was beyond impressed. I can say with full confidence that I highly recommend Christian Luis for anyone looking for a smooth, professional, and results-driven mortgage experience. Today we closed and I look forward to closing so many more homes with Christian.
I want to give a big thanks to Christian Luis. From the first call we had, he told me what I needed to do so I would be able to qualify. It took me a while to achieve my goal, but he was there from the start. As soon as I qualified and got the numbers, he was there whenever he was needed. Any questions I had, he answered. Any questions I had about a property and what the numbers would look like, he would immediately send the numbers. He explained everything very well. As a first-time homeowner, he made me feel very comfortable with the process. When the offer got accepted, he explained the process and what the next steps were, and he was always on top of things. I would highly recommend working with him.
I had a great experience with Christian Luis and Hezrai our Realtor. Both were outstanding and very helpful. I appreciate the patience and dedication to find the home for our family. Thank you for making our dream come true.
Mi experiencia de compra con el señor Christian Luis ha sido una de las mejores ayudas que he podido tener en este proceso: gentil, inteligente, responsable, sincero, con una vocación de servicio y labor intachable. Siempre atento, pendiente, con esa alegría y calor humano que lo caracteriza. Lo recomiendo 100% y un poco más para tu proyecto de adquisición de vivienda. Muchas gracias, Dios te bendiga.
We successfully closed on our first home as a newly married couple! Christian Luis was an exceptional advocate! He consistently made himself available for calls, regardless of the time, which was particularly helpful as we were out of state. His depth of knowledge and attention to detail were impressive. As first-time homebuyers, we were understandably nervous, but he ensured a seamless process. I will wholeheartedly recommend Christian to friends and family seeking top-notch service, professionalism, and client-focused advocacy.
As a first-time homebuyer, I had an amazing experience. I highly recommend Christian Luis as he is super helpful, professional, and will go above and beyond for his clients. He did so much to make sure my home-buying experience went smooth and not stressful! He made himself available for calls and answered all my questions, doubts, and concerns at any time. I would definitely recommend working with Christian Luis.
Christian Luis, our excellent lender, helped us during our home-buying process. Christian was always there answering every question and helping us find the best deal. Any time I messaged or emailed him, he answered really fast and cleared all my doubts. I really recommend him if you are looking for a good lender — he is the man!
Christian Luis is the prime example of what a lender should be. He is very thorough in explaining the process and the many documents needed to get the keys to your dream home in your hands. His knowledge and professionalism were evident — very transparent, efficient, and he was always available — but what truly set him apart was his genuine care and support. As first-time homebuyers, my husband and I were filled with questions and uncertainties, but Christian patiently walked us through every step of the process, ensuring we understood each detail. Christian Luis helped us save over $10,000 compared to the other lender, and he found us the lowest possible interest rate. Plus, he keeps things running smooth so you can relax and trust everything's under control. He's all about getting the job done right and making sure you're happy every step of the way. If you're in need of a mortgage broker who not only delivers exceptional service but also becomes a trusted ally, look no further than Christian. Our experience was truly outstanding, and we can't recommend him highly enough.
Christian was great. My first experience with a loan officer where I had real-time updates 24/7 — whether it was Sunday or 11PM on a weekday, he didn't hesitate to reach out to get ahead of something or make sure I knew what was going on. Very happy with the service on my VA loan (although they do FHA & conventional too). Beyond the call of service that I am used to with traditional lenders!!! Friendly, quick, attentive, and hard working! Not something you see a lot of these days. Excited to enjoy my house in Florida — thank you Christian for everything!
We had an amazing experience, especially with our loan officer Christian Luis. He was there for us every step of the way and was a tremendous help in so many ways. We are so grateful to him for getting us through this process of getting a loan. We highly recommend working with him.
I have worked two deals with Christian Luis. He is awesome! It is not just business for him but also relationship. Besides being knowledgeable, proactive, and making the transaction smooth, he was always available and reliable. He provides great customer service and delivers results. Totally recommend him!!
I'm grateful for Christian's help in this 2-year process. He's a great agent who stuck it out with us until we closed on our new house. With all the bumps in the road he never gave up. Thank you so much — you're very much appreciated.
Christian Luis, the agent who assisted me, was very professional and very attentive to all my questions and concerns throughout the entire process. I was really satisfied with his work and I am sure that if I needed a mortgage loan again I would work with him. I highly recommend him!!
Reliability is the word that could describe the service that Christian Luis Díaz provided to my family and me. He helped us throughout the entire process — efficiency in the result, perfect time management. I fully recommend him. Our family is grateful.
I am eternally grateful. A company is nothing if they do not have knowledgeable, kind, and compassionate people — and Christian checked all those boxes! I am a first-time homebuyer and very, very green when it comes to the technicalities of purchasing a home. Christian and Sean patiently held my hand and walked me through the process with kindness and understanding, and miraculously closed on my home in 31 days. Amazing! Absolutely amazing.
Thank you Christian for making our dream come true!! Working so hard to make sure we got the best deal! I would recommend anyone work with Christian Luis!!
Gracias al excelente trabajo de Christian Luis y su equipo, compré la casa que siempre quise con beneficios que no creí posibles — y aún sin documentos en este país lo conseguí. Conseguí mi préstamo sola sin codeudor. No puedo estar más feliz. Recomendado 100%: amabilidad, disposición, interés, capaz, profesionalismo. Mil gracias por todo lo que me brindó.
We had a long 10-month process due to personal issues coming along, but Christian helped us with everything and we finally got our house! He made everything easy and answered any questions I had! Totally recommend!
Christian is very professional. He was always on top of every detail and the communication was good. The process felt so easy with his help.
Christian was amazing in the last transaction I worked with him. He went above and beyond down to the 11th hour. I can't say enough good things about him and his team.
Christian Luis Diaz and his team are professional, reliable, work in a timely manner, and most importantly they make the process as stress-free as possible. If you want to get fast and positive results with peace of mind, I highly recommend Christian Luis Diaz and his team.
I had the opportunity to work with Christian Luis on two different loans. He is very professional and responsive. He answered our questions immediately and provided us with different options. Christian Luis is very professional and bilingual.
Great communication with my lender Christian. The whole process went pretty fast. I really appreciate everything with his help. I really recommend him — he knows what he's doing.
I never thought I would be able to own my own home. Christian Luis and his team not only made that dream a reality, but here I am closing on my first house!!! Thank you Christian!!
Muchas gracias por su ayuda y dedicación, en especial a Christian Luis por su amabilidad y paciencia. Dios siga bendiciendo su trabajo. Mil gracias.
They are miracle workers. They are kind and they know what they are doing and they do it efficiently. Thank you, Christian Luis, for helping me and my mom make this big step together. We could not have done it without you and the others. Thank you!
Muy buen trabajo, precios de cierre y de entrada muy buenos, y todo bien rápido — en apenas 1 mes y medio me compré mi casa. Gracias a mi asesor de hipotecas Christian Luis. Por siempre agradecido y recomendado 100%.
Excelente servicio recibido de parte del señor Christian. Pudimos cerrar nuestra casa en el tiempo esperado. El mejor en lo que hace. Bendiciones, agradecido. Recomendado 100%.
Muchísimas gracias Christian y su equipo por toda su ayuda. Hicieron que el proceso fuera sencillo y rápido para nosotros los compradores. Con seguridad seguiremos trabajando juntos en el futuro.
Christian fue de gran ayuda en nuestro proceso de compra, nos facilitó todo y siempre estuvo disponible para responder nuestras dudas. Definitivamente lo volveremos a llamar para nuestras compras futuras.
I just closed my first deal with Christian Luis. It went so smooth — he was always keeping me updated with the process of the deal. He is amazing and very professional. Christian is my preferred lender!
Worked with Christian as my lender and he did an amazing job. He was extremely fast at closing my deal and worked well.
Gracias a Christian Luis por su apoyo y su eficiencia en el trabajo que hacen. Lo recomiendo 100%. Agradecidos con todos.
Muchas gracias por toda la ayuda que me brindaste en el proceso de mi préstamo, Christian Luis.

ABOUT US
Founder & Loan Officer, NMLS #1030779
Experience you can rely on.
Guidance that puts you first.
I believe homeownership can be a foundation for stability, opportunity, and long-term generational wealth. A mortgage is a tool that helps you fund your homeownership goals, and it should fit into your finances. A home is more than a financial investment — it's where life happens. My goal is to help you understand your options so you can make sound financial decisions with confidence.
Over the last 13 years, many families have trusted me to guide them through one of the most important financial decisions they'll ever make. I've worked with some of the best mortgage lenders and broker shops in the nation, which gave me a broad perspective on the lending process and the difference thoughtful, personal guidance can make.
My vision for Home Authority Lending is built on a simple principle: do right by the people who trust us. To me, that means listening first and tailoring personalized solutions that fit your budget and your goals. Whether you're a first-time homebuyer, a seasoned investor, or exploring a refinance, you deserve honest answers and consistent communication from your first conversation through closing.
My commitment to you: no one will work harder than me to get your file to closing — with the best terms available, and the speed, clarity, and service you and yours deserve!
A LITTLE MORE CLARITY
You don’t need to have everything figured out to start learning.
Call 602-920-8868 to discuss your financing goals and arrange a secure application. This website provides calculators and general information; its inquiry forms are not a completed mortgage application.
Start with your goals and a household budget. Write down your timeline, the savings you want to keep available, and questions you’d like to discuss with a licensed mortgage professional.
A general picture of your income, regular expenses, savings, and existing debts can help you prepare for an initial conversation. Keep personal financial documents secure and only share them through a verified, secure application channel.
Contact us to confirm availability for your property location and the loan programs that may fit your needs. Eligibility, rates and terms are subject to lender approval.
HOME AUTHORITY LENDING LLC
Talk with Christian Luis about your homebuying or refinance goals. Call 602-920-8868 or use the WhatsApp link below.
13052 SW 133rd Ct, 2nd Floor